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Enrollment for 2021 plans starts on November 1

Questions about our plans? Call us at 844-655-0355, Monday – Friday 8 am to 6 pm.

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Newly increased ACA subsidies mean Blue KC is worth a closer look

You may now be eligible for lower premiums and out-of-pocket costs.Things have changed in your favor. The federal government has broadened the eligibility for subsidies under the American Rescue Plan (ARP), giving Blue KC members lower premiums and out-of-pocket costs.

There are two ways you can receive financial assistance:


Also known as advance premium tax credits (APTC), subsidies work on a sliding scale. They limit the amount you pay in monthly premiums to a percentage of your annual income. Under ARP, ACA marketplace premium subsidies are substantially enhanced for people at every income level and, for the first time, are offered to those with income above four times the Federal Poverty Level (FPL). To receive financial aid, you must purchase an ACA Qualified Health Plan.

Cost-Sharing Reductions

You’ll also find out if your income qualifies for extra savings known as “cost-sharing reductions.” If it does, you can save money a second way: by paying less out of pocket each time you get medical services.

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